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About Us

Because each client is unique, Gould Ruma Financial Advisors provides a customized approach to asset management that focuses on each client’s investments, what they are for, and why they are recommended. We start with an initial consultative session, helping to solidify a deeper discovery of each client’s financial goals and concerns. We then utilize cash flow based financial planning and tax planning strategies, allowing us to better assist with both top-line returns and bottom-line, after-tax income streams. In the end, our concerns are our clients’ goals and bottom dollar. This more comprehensive approach may not be found at other financial planning or financial services firms.

We also can answer your questions, including:

  • Are my investments working hard enough?
  • What’s the best approach for college savings?
  • What are the elements of a sound estate strategy?
  • Do I have enough life insurance for my family?

Our experienced professionals have helped many people just like you with similar issues and concerns. We specialize in creating an approach that is designed to address your individual situation.

Pete Ruma, CFP®, CLU, ChFC, RICP®

Financial Advisor

(419) 841-0060

(419) 841-9004

Pete was one of the founding members of Gould Ruma Financial Advisors in 2008 and now serves more than 200 clients who have entrusted him with their financial planning and asset management needs. Pete has more than 30 years of...

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Colleen Oberhaus

Operations Manager

(419) 841-0060

(419) 841-9004

Colleen, Operations Manager, has been a part of the Gould Ruma family for almost 4 years now. Colleen has been in the financial services industry since 2012, and received her Series 6 in 2013 and Series 7 in 2017, which are both held...

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Janine Losek

Administrative Assistant

Janine retired from The University of Toledo in July 2021 after working over 36 years in the College of Pharmacy and the Registrar’s Office. Alas, she failed at retirement and started back to work part-time at GRFA in February...
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